1) You have two banks arguing over which one gets to foreclose on your house.

2) You call up an old friend and ask him if he can pay back the $2 you loaned him when you were 10.

3) Not only do you dig in your couch for loose change, but you swing by all of your friends' houses to check their couches as well.

4) You take a shopping bag to Costco to stock up on all of the free samples.

5) You ask your grandma for an advance on your birthday money.

6) You offer to babysit your friend's kids, even though they're already teenagers.

7) You give your creditors a five step plan on how to pay down your debt, with one of the steps including raiding the wishing fountain at the mall.